About Consumer Credit Counseling

Are you having difficulties making your mortgage payments every month, or are you in jeopardy of losing your home? Are you worried about your credit, managing your debt, or are you considering chapter 7 or 13 bankruptcy as a way out?

If these questions apply to you, our credit counselors can help you learn how to manage your money so you can provide a stable and secure future for your family. With foreclosures and loss of jobs on the rise, it is more important than ever to know there is help available.

We offer online and face-to-face credit counseling services, which include foreclosure prevention/loss mitigation, budgeting, bankruptcy counseling, a debt management program, and reverse mortgage counseling for senior citizens.

Our agency's mission is to strengthen families and communities by guiding people in the process of personal change to more productive and satisfying lives.

Call (630) 844-3327 or (800) 349-1451

CCCS is a program of Family Counseling Service, and is:

• A 501(c)3 non-profit organization
• A partner with community groups and a member of local chambers of commerce
• Members of the National Foundation for Credit Counselors
• Accredited through the Council on Accreditation (COA) for Family and Child Services
• Licensed in Illinois by the Department of Financial and Professional Regulation (license number DM-104)
• A Housing & Urban Development (HUD) approved agency
• Approved through the U.S. Trustee Program/Department of Justice
• Directed by an Illinois certified CCCS Director, Bettye DeRamus (certificate 38-6401)